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Clear Answers About Our Lending Solutions

Find answers about our lending solutions, application process, required documents, repayment arrangements, verification and service areas.

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Information to Help You Understand the Process

We understand that customers may have questions before applying for a lending solution. This page provides clear information about our services, documents, verification process and repayment arrangements.

Application approval remains subject to the successful verification of customer information and required documentation.

Efficient application process
Minimum documentation
Responsible verification
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Helpful Information

Frequently Asked Questions

Select a category and open a question to view the answer.

General Information

Basic information about KREST Investments.

KREST INVESTMENTS (PVT) LTD is a private lending solutions provider supporting individuals, entrepreneurs and businesses through responsible lending, efficient processes and professional customer service.

No. KREST Investments provides private lending solutions. It does not provide banking services and does not accept public deposits.

Eligible individuals, entrepreneurs, self-employed individuals, small business owners, farmers, fishermen, women entrepreneurs and SMEs may enquire about the available lending solutions.

Lending Solutions

Questions about the available lending options.

KREST Investments provides:

  • Individual Loans
  • Business Loans
  • Group Loans
  • Education Support Loans
  • Sales Space Loans

Available lending amounts generally range from LKR 10,000 to LKR 500,000. The suitable amount depends on the selected lending solution, customer information, documentation and verification.

Contact our team and explain your requirement. A team member can provide general information about the available solutions and required documents. Final approval remains subject to verification and suitability.

Application Process

How applications and verification are handled.

Contact the KREST Investments team by telephone, WhatsApp or through the website contact page. Explain the type of support you require and the team will guide you regarding the next steps.

The submitted information and documents are reviewed and verified. The outcome and any applicable next steps are then communicated clearly.

No. Approval is subject to successful verification of customer information, required documentation and the suitability of the application.

Processing time can vary depending on the completeness of the information, document availability and verification requirements. Providing clear and valid documents can help avoid unnecessary delays.

Required Documents

Documents commonly needed for verification.

The basic requirements generally include:

  • National Identity Card
  • A recent utility bill
  • Details of two guarantors

Yes. Business loan applications additionally require a Business Registration and Bank Statement.

Yes. Additional information or documents may be requested depending on the lending solution, customer circumstances and verification needs.

Repayment Information

General information about repayment arrangements.

Daily and weekly repayment arrangements may be available. The applicable arrangement depends on the lending solution and customer circumstances.

Repayment arrangements are considered according to the selected lending solution, application details and verification outcome. The team will explain the applicable arrangement.

No. Specific lending terms are not displayed publicly on the website. Contact the KREST Investments team for information relevant to your enquiry.

Service Area

Locations currently covered by KREST Investments.

KREST Investments currently serves customers within Puttalam District.

Planned expansion areas include Nawagattegama, Pallama and surrounding locations.

Contact our team through WhatsApp, telephone or the website contact form and provide your location. The team can confirm current service availability.

Need More Information?

Our Team Is Ready to Answer Your Questions

Contact KREST Investments for professional guidance about our lending solutions, documentation requirements, application process and service availability.

  • Discuss your general lending requirement
  • Understand the required documentation
  • Check current service availability
  • Receive professional customer guidance
KREST Investments customer assistance

Responsible Lending Information

Every application is subject to successful verification of customer information and required documentation. KREST Investments provides private lending solutions and does not accept public deposits or provide banking services.

Growing Beyond Limits

Ready to Discuss Your Next Step?

Contact our team to learn more about our responsible lending solutions and application process.